Why Purchase Health Coverage?
In today’s world, health coverage protects you and your family from the high financial exposure that may accompany even common accidents or illnesses. A typical hospital stay (about four days and two follow-up visits) is now more than $29,000.  Health coverage can significantly reduce these costs and give you the access you need to routine affordable health care.  It protects your health and financial assets, and provides peace of mind.

Your next questions might be, "How do I choose a plan?" Naturally, what you want to do is find the best value at a price you can afford, taking into consideration any special requirements. Blue Cross of California, as well as other carriers, offer a broad scope of health care coverage.

Dental Coverage
There are many insurance carriers offering affordable dental plans because regular dental care is important to your health. We can work with small group employers of 2 to 50 employees. We know the health and well being of your employees is important to you.  With this in mind, we are able to help you select a plan that meets your specific needs.  For example, Blue Cross offers a wide range of comprehensive PPO and HMO medical and dental plans with a variety of benefits, co-pays and deductibles to meet your unique needs and budgets.

Mature Individuals
You probably know that there are health care costs that Medicare either does not pay in full or does not pay at all. For example, when you go to the doctor or hospital for services covered by Medicare, you must pay part of the cost. Other than paying what you owe out of your own pocket, which few people can afford to do, there are four basic ways to help fill the payment gaps in your Medicare coverage. One way is buying Medicare supplement insurance, which is also called “Medigap” insurance. The first thing to do is review any insurance you already have, such as employer-paid coverage, to see whether you need and can afford more insurance. If you have a low income and limited resources, check with your state to see if you qualify for Medicaid or for other state help in paying for your health care costs.

Contact us in Mission Viejo, California, and let us provide you with sound
coverage in life, medical and dental, and long-term care insurance!